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Do Insurance Agents Have Any Control Over What I Pay For Insurance?

Many people believe that insurance agents set the price they pay for insurance, but this couldn’t be farther from the truth. The price you pay for insurance is established by the company you purchase your insurance from, not the agent that represents the company. Insurance agents simply take your information and enter it into the [...]

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Find Insurance – Five Tips to Find Cheap Insurance

We all want to pay the lowest insurance rates especially with unemployment mounting and families cutting costs any way they can. To find insurance at the lowest rates, you need to do a few things that can cut your insurance premiums substantially: First, take a look at your credit report. You can get your credit [...]

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Independent Insurance Agents – How to Find a Good One

Independent insurance agents come in a variety of flavors, so to speak. Some agencies tend to focus on larger commercial or agricultural risks, and the insurance contracts they have tend to be with companies that can underwrite this business. Other agencies, and probably the majority, focus more on personal lines such as car insurance, homeowners [...]

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What’s the Difference Between Captive Agents and Independent Insurance Agents?

Captive agents are insurance agents that are employed by one company and only insure their clients with that company. And example of a captive agent is a State Farm agent.  When you obtain an insurance quote from a captive agent, all your coverages will be placed with that same company. An independent agent on the [...]

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How to Find a Good Insurance Agent

It seems like insurance agents are on about every street corner. But how do you go about finding a GOOD insurance agent? When shopping for insurance you have many choices in agents. Here’s a list of things to do to make sure you find the best agent for you:

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